Trying to think about positive things...

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My company is offering a new benefit that I was going to look into. It’s a long term care benefit that goes beyond Long Term Disability. It is insurance to help cover the cost of extended care such as home nursing care or care at an extended care facility. I thought it was worth looking into for us. I try to cover all my bases when it comes to health care coverage.

I just got a call back from Human Services about the coverage. The insurance company will not cover domestic partners. The insurance covers company employees. For a bit extra, you can add spouses and children, if you are in a heterosexual marriage. That option is not available to me.

What is available is that I would be able to add Kent, but not as a spouse. He would be added as an “extra person” that I may help take care of some time down the road. They would offer me a 10% discount off the full coverage of someone who was not employed by the company.

Forget that! It would be way too costly to entertain.

So, I’m sad. What was turning out to be a good day has turned to crap. I can deal with discrimination when it’s a bit more abstract and not so close to home. But this is tough. I don’t know what to do about this.

I don’t usually post during the day like this, but I needed to vent, if anyone is listening.

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4 Comments

Jon said:

don't worry.. if anything happens to either of you i'll take care of you ;) :) *hug* who needs extended care coverage anyways when they got ME!? ;)

~jon

Kent said:

To tell the truth, Bill got the answer I was expecting he'd get. Fortunately, my benefits are pretty good (although they don't include extended care coverage) and we have a pretty good income, so we'll be fine.

It is infuriating, though, to know that even in a relatively enlightened state like Connecticut, we're still very unequal.

bj said:

you know, it would be easy to explain this away - in the sense that the experience is typical, and perhaps shouldn't be surprising - it's the way things are now. BUT IT STILL SUCKS!!!!!!!

sorry you had to go thru the hope, then the diappointment.........

Michelle said:

I am covered under Christy's health insurance, but because I am a domestic partner and not a "spouse" the coverage is charged post tax, which is much more expensive. So even when we do get the opportunity for coverage we are still not equal. It is frustrating, but hopefully the laws and policies will continue to change.

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This page contains a single entry by Bill published on January 11, 2005 10:38 AM.

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